Fake Payslip Detector for Letting Agents.
Instantly catch inflated salaries, forged tax codes, and fake employer details. Cross-examine monthly payslips and P60 documents in seconds with advanced AI forensics.
Risk Level: High (99.1% Confidence)
Claimed salary of £45,000 does not match tax deductions.
Why Tenant Payslip Fraud is Booming
With living costs rising, applicants frequently use online PDF payslip templates to fabricate salaries that meet strict affordability thresholds (30x monthly rent).
Instant Template Generators
Anyone can download professional UK payslip layouts or use browser-based tools to alter company names, NI numbers, and net pay figures in minutes.
Flawed Manual Checks
Letting agents reviewing hundreds of references a week easily miss subtle math inconsistencies in PAYE tax, student loan deductions, or font kerning.
The HMRC Data Blindspot
Because privacy laws block direct access to real-time government tax databases, agencies carry 100% of the risk if an employment reference is fake.
How Our AI Verifies Employment & Income
Automated Gross-to-Net Calculations
Our engine instantly recalculates UK tax year thresholds. If a payslip claims a specific gross income but the PAYE tax, National Insurance category, and workplace pension contributions don't align with current HMRC rules, the document is instantly flagged for review.
P60 & Payslip Metadata Auditing
We inspect the underlying code of uploaded PDFs. Whether it's an annual P60 or three consecutive monthly payslips, our scanner detects hidden editing signatures, spliced text layers, and mismatched font matrices left behind by document editors.
Frequently Asked Questions
How can letting agents spot a fake payslip?
Fraudsters often use online payslip generators that make mathematical errors with National Insurance deductions, PAYE tax calculations (such as standard 1257L codes), or use mismatched fonts. Our AI scanner automatically validates gross-to-net calculations and inspects internal PDF metadata for editing footprints.
Can you verify tenant employment directly with HMRC?
No. Letting agents and landlords do not have direct access to HMRC Real Time Information (RTI) databases due to strict UK data privacy laws. You must rely on open banking data or advanced forensic document verification to cross-check income claims.
How does metadata scanning catch edited PDF payslips?
When a tenant uses software like Adobe Acrobat or online editors to alter their salary figures, the tool leaves a unique digital signature in the file's XML metadata. Our scanner flags these unauthorized modifications instantly, even if the visual text looks correct to the naked eye.
Stop Income Fraud. Protect Your Landlords.
Join hundreds of UK letting agents automating income checks with 99.9% accuracy.
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